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Sep 28, 2017 - 34 minute read

Payday loans and cash advances

IMPORTANT CUSTOMER INFORMATION. Personal loans differ from other types of loans, such as home mortgages or automobile loans. Specifically, personal loans allow you to spend your money in a number of different ways, whether it's to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts.

A personal loan is paid back to the lender over a set period of time. Fill out the form and see just how much money you can borrow from the comfort of your own home. It's as easy as that. WHAT IS A PERSONAL LOAN FOR. People get personal loans to help with payday loans and cash advances repairs, unexpected expenses, holiday shopping, and more.

Such a loan from one of our lenders can help you get the cash you need.

Payday loans and cash advances

Please review your loan agreement carefully for information about the financial implications before you provide your electronic signature. The costs associated with loans of up to 500 can range from 15 to 40 of the entire loan amount, and the charges associated with loans of more than 500 can be even more.

Your lender may also charge you late fees as well as fees for non-sufficient funds. As an example, your lender may charge you a 20 nonsufficient funds fee as well as 15 of the loan balance as a late fee. Please review your loan payday loans and cash advances carefully for information about the financial implications of non-payment before you provide your electronic signature. Non-payment may involve debt collection practices as it is set by applicable law.

The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message. Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead.

Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors.

Payday loans and cash advances

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount. Please note that Weekend Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

PLEASE READ TERMS CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES. WARNING - Do you really need a loan today. It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow: For information about other options for managing bills and debts, ring payday loans and cash advances 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94 The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009. Theres nothing like finding out that you have an urgent payday loans and cash advances, and yet you dont have enough cash at hand to help you pay the bill.

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